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Grow your wealth with confidence and security.

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Celebrating Over 100 Years of Proven Financial Expertise.

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Life Insurance

Security That Grows With You

Choose from flexible term or whole life insurance plans that provide financial security and peace of mind, whether for your loved ones or personal goals.
Discover Life Insurance Plans
Annuities

Steady Income for Retirement

Secure your future with guaranteed fixed annuities and tax-deferred savings plans that offer reliable returns and long-term financial security.
Explore Annuity Options
IRAs

Maximize Your Savings with an IRA

Create a tax-efficient retirement strategy with IRAs, providing steady income and long-term financial stability for your future.
Plan for Retirement
ESAs

Turn Small Savings Into Big Opportunities

Start saving for your child’s education with tax-advantaged college savings plans.
Explore Savings Plans

Plan Smarter with Multi-Year Guaranteed Annuities

Our MYGA products offer competitive rates and a secure way to grow your savings with guaranteed, predictable returns. Choose from a variety of options that best suit your needs.

  • Rate

    4.25%


    Term Length

    3 Year

  • Rate

    4.50%


    Term Length

    4 Year

  • Rate

    4.75%


    Term Length

    5 Year

Disclaimer: Rates are for illustrative purposes only and may change at any time. Actual terms, conditions, and returns may vary. Please consult with one of our financial advisors for the most current rates and details.

Discover Why 15K Members
Choose Luso American Financial

  • We Make Your Money Work Smarter.

    Tailored financial strategies to help you grow wealth and achieve your goals.
  • Our Advisors Put You First.

    Local experts provide personalized guidance to meet your unique needs.
  • You Get More Than Financial Solutions.

    Enjoy access to educational scholarships, community events, and member perks.
Beyond Financial Protection

Join a Caring Community

Fraternal Benefits



Foundation Support



Community Engagement



Fraternal Foundation Commmunity
Committed to Your Financial Success for Generations

Committed to Your Financial Success for Generations

Helping you build a future you can count on with a community you love.

  • $3M+

    in Scholarships

    Investing in your future through education.
  • 25+

    Annual Community Events

    Investing in your future through education.
  • 15,000+

    Members Nationwide

    A trusted community built on care and lasting connections.

What Our Clients Are Saying

Real stories from families who have secured their futures with us.

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Discover insights, resources, and updates to guide your financial decisions.

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Your Financial Future Starts Here

Take the next step with specialized plans designed just for you.