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Empowering Generations, Building Futures

Grow your wealth with confidence and security.

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Custom Solutions for Every Stage of Life

Celebrating Over 100 Years of Proven Financial Expertise.

Security That Grows With You
Steady Income for Retirement
Maximize Your Savings with an IRA
Turn Small Savings Into Big Opportunities

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Life Insurance

Security That Grows With You

Choose from flexible term or whole life insurance plans that provide financial security and peace of mind, whether for your loved ones or personal goals.
Discover Life Insurance Plans
Annuities

Steady Income for Retirement

Secure your future with guaranteed fixed annuities and tax-deferred savings plans that offer reliable returns and long-term financial security.
Explore Annuity Options
IRAs

Maximize Your Savings with an IRA

Create a tax-efficient retirement strategy with IRAs, providing steady income and long-term financial stability for your future.
Plan for Retirement
ESAs

Turn Small Savings Into Big Opportunities

Start saving for your child’s education with tax-advantaged college savings plans.
Explore Savings Plans

Plan Smarter with Multi-Year Guaranteed Annuities

Our MYGA products offer competitive rates and a secure way to grow your savings with guaranteed, predictable returns. Choose from a variety of options that best suit your needs.

Rate

4.25%


Term Length

3 Year

Rate

4.50%


Term Length

4 Year

Rate

4.75%


Term Length

5 Year

Disclaimer: Rates are for illustrative purposes only and may change at any time. Actual terms, conditions, and returns may vary. Please consult with one of our financial advisors for the most current rates and details.

Not sure which choice is best for you? Our financial services specialists are ready to guide you toward the right solution.

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Discover Why 15K Members Choose Luso American Financial

Discover Why 15K Members Choose
Luso American Financial

01

We Make Your Money Work Smarter.

Tailored financial strategies to help you grow wealth and achieve your goals.

02

Our Advisors Put You First.

Local experts provide personalized guidance to meet your unique needs.

03

You Get More Than Financial Solutions.

Enjoy access to educational scholarships, community events, and member perks.

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Beyond Financial Protection

Join a Caring Community

Fraternal Benefits



Foundation Support



Community Engagement



Fraternal Foundation Commmunity
Committed to Your Financial Success for Generations

Committed to Your Financial Success for Generations

Helping you build a future you can count on with a community you love.

$3M+ in Scholarships

Investing in your future through education.

25+ Annual Community Events

Connecting members to celebrate and grow together.

15,000+ Members Nationwide

A trusted community built on care and lasting connections.

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What Our Clients Are Saying

Real stories from families who have secured their futures with us.

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Financial
Life Insurance Demystified: What It Does for You

Life insurance is a term that often gets tossed around, but what does it truly mean, and more importantly, how does it benefit you?

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Financial 5 Financial Habits to Adopt for a Stress-Free Future

Achieving financial wellness is essential for long-term peace of mind, and the habits you cultivate today can have a profound impact on your future.

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Financial Retirement Planning 101: How to Start Saving in Your 20s, 30s, or Beyond

Retirement may seem like a distant dream, especially if you’re in your 20s or 30s, but the truth is, the earlier you start saving, the more comfortable your retirement years will be.

Your Financial Future Starts Here

Take the next step with specialized plans designed just for you.