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LIFE INSurance | Retirement planning | college savings

Protecting What Matters. Together.


Your trusted financial partner for a future built with confidence.

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Personalized guidance for your financial goals.

Backed by Over 100 Years of Financial Expertise.

Financial Services


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Life Insurance

Protect the People Who Matter Most

Flexible coverage tailored to your needs and long-term goals.
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Annuities

Plan Ahead for Retirement

Build income you can count on for whatever comes next.
Compare Annuities
IRAs

Maximize Your Savings

Smart, tax-advantaged growth over time to help strengthen your financial future.
Learn About IRAs
ESAs

Turn Small Savings Into Big Opportunities

Education accounts to support your kids’ studies and college expenses.
Start Planning

Why 15,000 Members
Choose Luso-American Financial

  • We Make Your Money Work Smarter.

    Tailored financial strategies to help you grow wealth and achieve your goals.
  • Our Advisors Put You First.

    Local experts provide personalized guidance to meet your unique needs.
  • You Get More Than Financial Solutions.

    Enjoy access to educational scholarships, community events, and member perks.
Beyond Financial Protection

Join a Caring Community

Fraternal Benefits



Foundation Support



Community Engagement



Fraternal Foundation Commmunity
Committed to Your Financial Success for Generations



Multi-Year Guaranteed Annuities
(MYGA’s)


 A steady approach to retirement planning.





Our MYGAs offer fixed rates for a set term, helping you plan with confidence as part of your broader financial strategy.

  • Rate

    4.25%


    Term Length

    3 Year

  • Rate

    4.50%


    Term Length

    4 Year

  • Rate

    4.75%


    Term Length

    5 Year

Disclaimer: Rates are for illustrative purposes only and may change at any time. Actual terms, conditions, and returns may vary. Please consult with one of our financial advisors for the most current rates and details.


Invested in Our Members and Communities for Generations

Helping you build a future you can count on with a community you love.

  • $3M+

    in Scholarships

    Investing in your future through education.
  • 30+

    Annual Community Events

    Bringing members together year-round.
  • 15,000+

    Members Nationwide

    A trusted community built on lasting connections.

What Our Clients Are Saying

Real stories from families who have secured their futures with us.

Stay Informed

Discover insights, resources, and updates to guide your financial decisions.

All News
Life Insurance: For All Stages of Life
Life Insurance
Life Insurance: For All Stages of Life

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Financial How to Budget After Graduation

Financial Tips for New Grads and Their Families Graduation marks a major milestone. Students are stepping into independence, while parents…

Life Insurance Demystified: What It Does for You
Financial Life Insurance Demystified: What It Does for You

Life insurance is a term that often gets tossed around, but what does it truly mean, and more importantly, how…


Plan Today. Feel Confident Tomorrow.



Connect with a Luso agent for personalized guidance.