Personalized guidance for your financial goals.
Backed by Over 100 Years of Financial Expertise.
Financial Services
Why 15,000 Members
Choose Luso-American Financial
We Make Your Money Work Smarter.
Tailored financial strategies to help you grow wealth and achieve your goals.Our Advisors Put You First.
Local experts provide personalized guidance to meet your unique needs.You Get More Than Financial Solutions.
Enjoy access to educational scholarships, community events, and member perks.
Beyond Financial Protection
Join a Caring Community
Multi-Year Guaranteed Annuities (MYGA’s)
A steady approach to retirement planning.
Our MYGAs offer fixed rates for a set term, helping you plan with confidence as part of your broader financial strategy.
Rate
4.25%
Term Length
3 Year
Rate
4.50%
Term Length
4 Year
Rate
4.75%
Term Length
5 Year
Disclaimer: Rates are for illustrative purposes only and may change at any time. Actual terms, conditions, and returns may vary. Please consult with one of our financial advisors for the most current rates and details.
About Luso
Invested in Our Members and Communities for Generations
Helping you build a future you can count on with a community you love.
$3M+
in Scholarships
Investing in your future through education.30+
Annual Community Events
Bringing members together year-round.15,000+
Members Nationwide
A trusted community built on lasting connections.
What Our Clients Are Saying
Real stories from families who have secured their futures with us.
LIFE INSURANCE SALES CAREERS
Build a Career Where Purpose Meets Opportunity.
Join Luso-American Financial as a part-time agent. Enjoy high earning potential, flexible hours, and support to grow your business.
Resources to stay informed
We're here to guide you through your financial journey.
Life Insurance
What Is a Fixed Annuity? Guaranteed Retirement Income
A fixed annuity is an insurance contract that offers a guaranteed interest rate and protects your principal from stock market…
Life Insurance
Life Insurance for Parents Over 60: What Adult Children Need to Know
Yes, adult children can buy life insurance for parents over 60, provided they have their parents’ consent and can prove…
Retirement
How Do You Assess Your Retirement Readiness in Your 40s?
Retirement planning in your 40s requires shifting from passive saving to strategic, accelerated growth by maximizing 401(k) matches, utilizing IRS…
Plan Today. Feel Confident Tomorrow.
Connect with a Luso agent for personalized guidance.
Luso-American Financial is also known as Luso-American Financial, a Fraternal Benefit Society.
