Personalized guidance for your financial goals.
Backed by Over 100 Years of Financial Expertise.
Financial Services
Why 15,000 Members
Choose Luso-American Financial
We Make Your Money Work Smarter.
Tailored financial strategies to help you grow wealth and achieve your goals.Our Advisors Put You First.
Local experts provide personalized guidance to meet your unique needs.You Get More Than Financial Solutions.
Enjoy access to educational scholarships, community events, and member perks.
Beyond Financial Protection
Join a Caring Community
Multi-Year Guaranteed Annuities (MYGA’s)
A steady approach to retirement planning.
Our MYGAs offer fixed rates for a set term, helping you plan with confidence as part of your broader financial strategy.
Rate
4.25%
Term Length
3 Year
Rate
4.50%
Term Length
4 Year
Rate
4.75%
Term Length
5 Year
Disclaimer: Rates are for illustrative purposes only and may change at any time. Actual terms, conditions, and returns may vary. Please consult with one of our financial advisors for the most current rates and details.
About Luso
Invested in Our Members and Communities for Generations
Helping you build a future you can count on with a community you love.
$3M+
in Scholarships
Investing in your future through education.30+
Annual Community Events
Bringing members together year-round.15,000+
Members Nationwide
A trusted community built on lasting connections.
What Our Clients Are Saying
Real stories from families who have secured their futures with us.
LIFE INSURANCE SALES CAREERS
Build a Career Where Purpose Meets Opportunity.
Join Luso-American Financial as a part-time agent. Enjoy high earning potential, flexible hours, and support to grow your business.
Resources to stay informed
We're here to guide you through your financial journey.
Financial
What is a Fraternal Benefit Society? (And Why It Matters for Your Life Insurance)
A fraternal benefit society is a not-for-profit membership organization that provides life insurance and financial products, reinvesting its earnings into…
Life Insurance
Annuity vs. Life Insurance: Which One Do You Actually Need?
Life insurance and annuities solve different problems. Life insurance can help provide money for the people you name as beneficiaries…
Life Insurance
Life Insurance for Children: Why Parents Should Start Early
Life insurance for children is a long-term financial strategy that locks in low childhood premium rates, guarantees future insurability regardless…
Plan Today. Feel Confident Tomorrow.
Connect with a Luso agent for personalized guidance.
Luso-American Financial is also known as Luso-American Financial, a Fraternal Benefit Society.
