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SIMPLIFIED ISSUE WHOLE LIFE

Final Expense Life Insurance

Plan ahead with coverage that helps protect your loved ones from unexpected financial burdens.

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FINAL EXPENSE COVERAGE

A Simple Way to Plan Ahead

A smaller whole life policy can help your family cover final arrangements and other immediate expenses. It provides permanent coverage designed for costs at the end of life.

POLICY AT A GLANCE

  • Ages 45–85

    Eligible issue ages

  • $5,000–$25,000

    Available face amounts

  • No medical exam

    Health questions are required

Choose the Coverage That Fits Your Needs

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How Final Expense Insurance Can Help

The death benefit provides your beneficiary with funds to help manage the financial responsibilities that come with losing a loved one.

Covers Final Expenses

After a loss, some costs cannot wait. A death benefit can give your beneficiary room to handle them.

Benefits
  • Funeral or burial arrangements
  • Final medical bills
  • Household bills or other end-of-life expenses
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Stays With You

Final Expense Whole Life Insurance is built for the long term, not a set number of years.

Benefits
  • Lifetime coverage — stays in place for life as long as premiums are paid
  • Level premiums — your payment stays the same over time
  • Cash value — your policy builds value over time
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Getting Started Is Simple

Here’s what to expect when applying for coverage.

  • Choose a coverage amount

    Available face amounts range from $5,000 to $25,000.

  • Answer health questions

    No medical exam is required. Your answers to health questions help determine eligibility and the policy type that may be available.

  • Review your policy

    A licensed insurance professional will explain your premium, payment options, policy type, and first-two-year benefit details before you apply.

Have questions about the coverage that may be available to you?

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Important Benefit Details for the First Two Policy Years

Simplified issue policies may have different benefit structures during the first two policy years. The policy type issued depends on the answers provided on the application.

Policy typeNatural death during the first two policy yearsAccidental death during the first two policy yearsAfter the first two policy years
SL1110% of all premiums paid100% of the face amount100% of the face amount, subject to the policy terms
SL2A non-level death benefit appliesReview the policy for benefit detailsThe death benefit becomes level for life, subject to the policy terms

Speak with a licensed insurance professional for more details about coverage.

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FINAL EXPENSE FAQs

Find the answers you need

Is a medical exam required?

Can smokers and non-smokers apply?

How much coverage is available?

Does the full death benefit apply immediately?

How are premiums paid?

What does the policy cost?

Learn More About Final Expense Life Insurance

Take the next step toward putting a plan in place for the people you care about.

(877) 525-5876
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